Group Savings Account

Build wealth together with our group savings account designed for organizations, clubs, and community groups.

KCCA Cooperative offers groups and organizations an opportunity to save collectively and earn incredibly attractive returns annually. Our Group Savings Account is designed for clubs, associations, cooperatives, and community groups who want to pool their resources and achieve financial goals together.

Features

  • Minimum group savings contribution is UGX 100,000 (for officer level and above)
  • UGX 50,000 (for members below officer level)
  • Attracts interest at end of every financial year
  • Flexible group contribution and withdrawal schedules
  • Multiple authorized signatories for enhanced security
  • Democratic group decision-making processes
  • Minimum account balance of UGX 1,000,000 (members cannot withdraw below this)

Benefits

  • Enhanced annual interest rates for group accounts
  • Secure and regulated group savings environment
  • Access to group credit facilities and loans
  • Collective bargaining power for better terms
  • Professional group financial management
  • Shared dividend payments based on group performance
  • Group financial literacy and training programs

Requirements

  • Registered group, association, or organization
  • Group constitution or formation documents
  • List of group members with valid IDs
  • Completed group membership application form
  • Initial group deposit based on member level (UGX 100,000 or UGX 50,000)
  • Designated group representatives and signatories
  • Group meeting minutes authorizing account opening
Other Products

Other Savings Products

Member Savings

Regular savings account with interest earned yearly, flexible withdrawal terms, and structured contribution requirements.

Annual Interest
Learn More

Toto Savings

Special savings plan for young savers with annual interest, limited yearly withdraws, and parental account control.

Annual Interest
Learn More

Fixed Deposits

Higher yield savings with fixed terms, guaranteed returns, and attractive interest over periods.

9% for 3 months
10% for 6 months
11% for 12 months
Learn More