Member Savings Account

Build your financial future with our flexible member savings account designed specifically for KCCA staff.

KCCA Cooperative offers you an opportunity to save and earn incredibly attractive returns annually. We have consistently given members some of the highest returns on the market, making us the best performing Cooperative in Uganda.

Features

  • Minimum savings contribution: UGX 100,000 for officer level and above
  • UGX 50,000 for members below officer level
  • Minimum account balance of UGX 1,000,000 (below which no withdrawals can be made)
  • Attracts interest at the end of every financial year
  • Flexibility in savings withdrawals

Benefits

  • Competitive annual interest rates
  • Secure and regulated savings environment
  • Access to affordable credit facilities
  • Democratic member ownership and control
  • Professional financial management
  • Dividend payments based on performance

Requirements

  • Must be a KCCA staff member
  • Valid national ID or passport
  • Completed membership application form
  • Initial deposit according to member level (UGX 100,000 or UGX 50,000)
  • Two passport-size photographs
  • Salary slip or employment letter
Other Products

Other Savings Products

Toto Savings

Special savings plan for young savers with annual interest, limited yearly withdraws, and parental account control.

Annual Interest
Learn More

Group Savings

Collective savings for groups with flexible withdrawal options, shared benefits, and annual interest earnings.

Annual Interest
Learn More

Fixed Deposits

Higher yield savings with fixed terms, guaranteed returns, and attractive interest over periods.

9% for 3 months
10% for 6 months
11% for 12 months
Learn More